Minimal call duration: 120 sec

Daily call limit: 25 per day

Concurrency cap: 2

Call Hours: Monday - Friday: 11:00am - 7:00pm

Time Zone: EST

Call approval/refusal time (hold period): 7 days

GEO: Nationwide except: DE,IL, MN, NJ, WV

Definition of a qualified call: 

 - Callers interested in a debt settlement/program
 - Averaging over 25k in debt
 - Age 30+
 -  Not currently enrolled in another program.
 - Has a source of income
 - Not currently enrolled in another program

Minimum 10K in credit card or unsecured personal loans. 

Must be current with payments.
Must be able to make a minimum payment of $250/month 
No federal debt. No student loans. No business debt. No Auto Loan. No taxes. No Indian tribal loans.
No payday loans. Callers must be employed or have income to pay for services.

No Spanish callers

Allowed types of traffic: Paid Search, Social

Repeat callers are not paid.

Merchant Call Rejection Policy

Merchant is allowed to reject calls on a daily basis if:
- Caller has secured debt, no debt or debt is below $10,000 based on the credit pull of the Merchant
- The information provided by the caller is determined to be false, misleading, or fraudulent
- No government angels, not free relief, no grants.

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