State Bank of India offers several credit cards to cater to the financial needs of individual cardholders. SBI cards offer rewards on travel, shopping, dining and more. Customers can also enjoy benefits such as cashback and low interest rates.

 

Key benefits of SBI credit cards:

All credit cards from SBI offer a range of benefits, including:

Saving

The customer can transfer outstanding amounts from other cards to his SBI card at a low interest rate. Thanks to the balance transfer function, the client can avoid paying interest on several cards.

Automatic bill payment
Using a credit card can pay your utility bills hassle-free. An automatic bill payment option called Easy Bill Pay allows customers to make on-time payments every month. The customer can register and pay utility bills, insurance premiums, and telephone and electricity bills.

Insurance
SBI has partnered with CCP to offer comprehensive protection in case of card loss, fraud or theft. Cardholders are provided with services such as emergency travel assistance, bank protection, free replacement of a lost card and much more.

Convenient account access

The customer can access their SBI Card account online or download the SBI Card mobile app.
Pay your bill, check your outstanding balance and more anytime, anywhere.

Funds to meet immediate cash needs

An SBI card can be very useful if you need extra funds in case of an emergency. With SBI Encash, customers can get quick access to funds. Customers can have an amount above or below their credit limit transferred to their account within 48 hours using Encash. Repayment of funds can be made in installments over 12, 24 or 36 months.

 

Requirements for clients:

For employed people:
Age group: 21–65 years old
Income: >20,000 rupees

- Proof of identity, any of the documents: Passport, PAN Card, Ration Card, Aadhaar Card, Voter ID Card, Driving License.
- Proof of address, any of the documents: phone bill, electricity bill, passport, ration card, rental agreement, Aadhaar card.
- Proof of income: salary certificate, latest salary slip, letter from place of employment.

For self-employed:
Age group: 21-70 years
Income: >30,000 rupees

- Proof of identity, any of the documents: Passport, PAN Card, Ration Card, Aadhaar Card, Voter ID Card, Driving License.
- Proof of address, any of the documents: phone bill, electricity bill, passport, ration card, rental agreement, Aadhaar card.
- Proof of Income: Certified Financial Statements, Latest ITRs (Income Tax Returns), Audited Profit and Loss Statement or Balance Sheet.

 

There is no automatic confirmation of conversions in real time on the offer; conversions are added to statistics 1-3 times a week.

GEO: India

PDL-Profit