Nira is an instant loan that client can avail of through the Nira app within 24 hours. These loans are easy loans and do not require any documents and credit history. Client can avail personal loan from Nira at minimum rates starting at 24% for a maximum tenure of 12 Months.

 

Important Things to Note About NIRA Loan App
Loan Amount: Rs 5,000 to Rs 1,00,000
Minimum Annual Percentage Rate (APR): 24%,Maximum Annual Percentage Rate: 36% (reducing balance)
Minimum repayment period: 91 days, Maximum repayment period: 24 months
Processing Fees: Max (₹350 + GST, Up to 2%-7% of loan amount plus GST)
Prepayment Fees: 3.0% prepayment amount
Late fee: In case overdue exceeds 30 days, you'll be charged Rs.500. Maximum late fee charged would be Rs.1000 if overdue exceeds 90 days. Your bank may also levy charges in case of a bounce.

 

Why NIRA personal loan app?

1. Repay in affordable EMIs of 3 to 24 months
2. Get money in bank account in 24 hrs

Eligibility Criteria:

1. Salaried with min income of Rs.12,000 per month
2. Age between 22-59 years

 

Goal: CPL - completion of one of the registration steps - upload a bank statement.

Geo: India.

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